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Harmon Debt Settlement Company

Lower your unsecured debt and get your finances under control! Effective Harmon debt settlement and debt negotiation can lower your debt by as much as 50% through lower fees and principal.

There are numerous reasons that people struggle with their debts. At some point in most people’s lives, they need financial support and advice. Whether you are faced with a change in income or unemployment, a personal loss, or just need to deal with the consequences of poor financial advice; debt is an added burden that will make the situation even worse. In Harmon, the average credit card debt is 12th worst in the country and debt affects people of all income levels and ages.

Our Certified Debt Specialists know that having debt issues should not prevent you from being able to live your life. We will enter into negotiations with your creditors to get your total debt amount effectively reduced, get a lower monthly payment established, and reduce the number of payments that you need to pay. We do not simply turn your debts into new loans using debt consolidation. We are also not a nonprofit credit counseling organization. We eliminate debt through debt settlement and negotiation to reduce your overall payments.

Our help starts with a no-obligation, free evaluation of your current financial situation and debt. If you are tired of not being able to pay all your bills and harassing phone calls, we have a solution to help you and your situation. Our Harmon debt settlement company provides residents with the debt solution they need for an improved financial situation and leads a happier life.

Call Optimal Debt Solutions at (504) 800-8212 for your Free Evaluation with a Harmon Debt Settlement specialist!

Effective Harmon Debt Relief Program

We have good news if you are experiencing financial hardship. Our debt relief program is comprised of 4 steps towards financial freedom through negotiation and debt settlement.

The first step in the consumer debt settlement process is meeting with one of our Certified Debt Specialists during your initial free evaluation. We will review your current payments, outstanding debts, and financial situation to thoroughly understand what you can realistically afford to pay and know what you owe. We will then provide you with a savings estimate.

The next step that we take is to customize our debt reduction program so that it is personalized to your specific needs. We will also discuss the debt relief options that are available to you. We will explain our debt settlement strategies to you and take care of the setup necessary to monitor and manage your debt resolution plan effectively. We provide you with an online portal that makes it easy for you to speak with our debt reduction specialists, access the debt resources we offer, and access your program whenever you want or need to.

After we have determined the best course of action to take to meet your individual needs, we will start the negotiation and settlement process. During this phase, we use a number of different strategies and tactics. We will not only contact your creditors to negotiate for you, but we also understand the exact thresholds where certain actions tend to occur. We are aware of the various kinds of lending organizations and how they tend to handle bad debt. We use this information to time our negotiations properly to maximize their effectiveness.

As your program continues, we will provide you with direct access to our online client portal as well as our debt settlement specialists to answer your questions and help you on your path towards improved financial health. We have all of the tools available to help reduce how frequently creditors contact you.

If you are searching for an effective solution to reduce your debts and get your finances under control, the best solution for you is debt settlement with the help of Optimal Debt Solutions.

Settle For Less Than You Owe

Harmon credit counseling and debt consolidation focus on getting debt combined to make it easier to manage. What makes debt settlement different is it focuses both on getting your total outstanding debt reduced and also reducing your total number of monthly payments to get you out of debt more quickly. Effective debt negotiation is what makes this possible. When it comes to credit card debt relief, debt settlement is among the most effective solutions.

We can help, whether you have unsecured loans, department store card debt, or credit card debt that are continuing to accumulate beyond what you can afford to pay. We will contact debt collection agencies, lenders, and creditors for you to negotiate lower debt settlements.

This is not like credit card consolidation, where debt is simply moved from old loans to a new one. Instead, this involves negotiating your unsecured debt so that it is reduced by as much as 50%.

Our dedicated debt settlement specialists offer a personalized approach to this process. We will then negotiate an effective payment solution that will work the best for you, just as we have for many other clients. That will allow you to focus on the things that are truly important to you.

Benefits of Debt Settlement

There are many benefits that are provided by debt settlement. It not only lets you regain control over your finances, but it also reduces the total amount of your debt obligation and helps you get out of debt quickly. There are also other positive outcomes. It can help you avoid having your wages garnished and is the first step towards getting a positive credit score established. You may even avoid foreclosure when you are able to manage your debts effectively.

Debt consolidation loans, debt settlement, and other Harmon debt management programs can be effective options instead of bankruptcy. Instead of seeking help from a bankruptcy lawyer, consider less expensive other options available to you, like working with a debt settlement specialist or debt counselor. Optimal Debt Solutions can assist you with getting your finances back under control.